Yeah, one of the most realistic things is that people don't just immediately go "Well, this bad thing happened, so I'm going to assume it will only get worse, and start organizing to fight back against the spreading totalitarian government", there's a lot of confusion and inaction because it's very ordinary things like "My bank account doesn't work, I can't just buy things, but hey, my money goes to my husband so I can still get things". I've been in countries in the early stages of dictatorships, when they did "Life goes on as normal! Except now there's one more thing. And a bit after that, one more thing. And then one more thing." And that's very hard to get people organized against.

Yeah, there needs to be organization and coordination, not just "I personally will be heroic", and taking action is often heavily about things like figuring out what kind of action is worth taking when, and pushing past awkwardness and doubts and "Is it really worth the risk when I don't know how much of a difference it makes?", and a lot messier and less cinematic than people think.